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Coast FIRE Guides
Practical guides to financial independence and early retirement in the UK.
What Is Coast FIRE? The UK Number, Properly Calculated
The standard Coast FIRE formula is American and overstates the UK number by about a third. Worked figures including the State Pension, the age-57 access rule and the ISA bridge.
How Much Do You Need to Retire Early in the UK?
A realistic breakdown of early retirement costs in the UK, including the 4% rule, State Pension timing, and common pitfalls.
Coast FIRE vs Barista FIRE: The UK Numbers Compared
Worked UK figures for both milestones, plus the pension access and ISA-bridge rules that decide which one is actually available to you.